The Mortgage Bankers Association of America says the number of American home mortgage delinquencies is dropping.
And the association's state-by-state data shows Wisconsin has just a three percent delinquency rate. That's well below the just-under-five percent national average.
The association's chief economist, Doug Duncan, says Wisconsin homeowners fared better than most when it came to keeping up with their loan payments.
The state's third quarter 2002 foreclosure rate was less than one percent, below the national average.
Mississippi had the states' highest delinquency rate, at more than eight percent, and Hawaii had the lowest.
Duncan says the numbers show fewer households are facing the harsh economic crunch of unemployment that led to more foreclosures and delinquencies in the first half of last year.