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Marshfield Couple Braces for $400 Increase in Monthly Insurance Costs

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While the Affordable Healthcare Act is designed to help offer those with pre-existing medical conditions more options for affordable healthcare coverage, not everyone says they expect to see savings. Some people in fact are preparing for their insurance rates to go up come January 1st.

Judy and Dave Clouse of Marshfield are among those that could be paying up to $440 more each month for coverage. Judy was diagnosed with ovarian cancer back in 2004, and while she is lucky to be in remission today, her prior health battle has made it tough for her to find affordable insurance.

Fortunately, The Clouses' were able to enroll in a HIRSP insurance plan six years ago. HIRSP is a program designed to provide coverage to those with pre-existing health concerns. Currently they pay about $760 per month for coverage, but say they have been thrilled with the plan they have been on.

As of January 1st, the Clouses' will be forced to get a new plan which will cost them nearly $1200 a month. It is something they are not pleased about.

"We are fortunate, we are able to purchase insurance, it's just going to be extremely expensive, plus the deductible is worse than we have now and the out of pocket is much higher." Says Dave Clouse.

Fortunately, Dave and Judy will be able to continue going to the same doctors they have in the past, but now they mad that it will cost them an extra $440 a month to do so.


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