At least 640,000 Wisconsinites who don't have health insurance right now, or who are not satisfied with their current plans can start shopping the online health insurance marketplace October 1.
Nearly everyone is required to have coverage starting January 1st as part of the Affordable Care Act, or Obamacare, but health care can come with serious sticker shock.
"Our Cobra is costing us $1,600 dollars a month and that's going to run out, so we need insurance...and hopefully for less" ...
"There's a huge charge for going out of state for services."
Beginning October 1, you'll be able to shop around for a plan that might be more affordable and one that's required to offer ten essential health benefits--things like maternity care, mental health, prescription coverage.
“The fact is for some customers, they're going to get the sense that I'm getting better preventive benefits than I had before”, explains Kevin Hayden, CEO of Health Group Cooperative.
Plans at the online Marketplace will be sold by Metal levels: Platinum, Gold, Silver, and Bronze. Some might even qualify for the Catastrophic Plan. Basically, Platinum has fewer out of pocket costs, more expensive monthly premiums. For bronze, you pay more out of pocket, but have lower monthly premiums.
"It depends on their health characteristics and what's best for them. Quite frankly, in the current market where our employers pick for us, you really don't have that many choices all the time”, said Allen Wearing, of Health Group Cooperative.
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